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Home designs under $400,000

Home Designs Under $400,000

Single and double storey homes with base prices under $400,000, with room for a growing family and plans that suit narrow blocks.

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Whatever your preference, we've got a solution for you – whether you want the flexibility to design a home to suit your family or a fast, easy and affordable solution with our Thrive home designs and building process.

Alysium with Hamptons facade

3 and 4 bedroom house designs under $400k

Under $400,000 is where most families find the right balance of space and budget. This range includes 4 bedroom single storey homes like Haven and Eve, along with double storey designs such as Aria, Allira and Helix that give you a second living area. If your block is narrow, Kyro fits a 7.5 metre frontage and Remi works on 9 metres, so a smaller lot doesn't have to mean fewer bedrooms.

Every base price covers the floorplan, façade, inclusion level and Site Essentials, and we confirm site costs once we've assessed your land. Prices vary by region, so select yours above to see what applies where you're building. With more than 45 years of building in NSW and the ACT, independent quality inspections and our lifetime structural guarantee*, you'll know where your money is going from the first meeting to handover.

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Frequently Asked Questions

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Quite a lot. In Sydney, the range under $400,000 includes 3 and 4 bedroom single storey homes, double storey designs with a second living area, and several narrow lot options. Designs like Vibe, Haven, Aria and Allira all have current base prices under $400,000. Your final price depends on your façade, upgrades and site costs.
For the same floor area, a single storey home usually costs less to build because it needs no stairs and less structural work. A double storey design can be the better value on a smaller block, though, because you get more living space without giving up the backyard. Our consultants can price both options on your land so you can compare.
Yes. Most of the designs on this page have four bedrooms, including Eve, Verve, Haven, Aria and Helix. Many also have two bathrooms, a double garage and a second living area, so they work well for families who need a bit more room than a starter home.